AI-Powered Claims Advocacy
Your insurer hasa team.Now you do too.
Claimance reads your policy, builds your claim, sends every letter automatically — and escalates to regulators if your insurer won't pay fairly.
✦ Built to help you fight for every dollar that's actually covered
20+
Claim types covered
7
Languages supported
9
Countries supported
< 24h
Avg time to first letter
Your insurer has a claims department. You have a 30-page policy document.
When something goes wrong, you face a professional claims team whose entire job is to minimise what they pay out. You are alone, stressed, and have no idea what you're actually entitled to. Claimance fixes that.
You don't know what's covered
Most people have never read their policy. Insurers know this.
Claims get lost in bureaucracy
Forms, attachments, processing delays. The process is designed to wear you down.
First offers are often low
Initial settlement offers frequently fall short of what your policy actually covers.
How it works
From policy to payout — we handle it.
01
Upload your policy
Drag and drop your PDF. Claimance reads every clause and tells you in plain language exactly what you're covered for — and what you're not.
02
Tell us what happened
Answer a few conversational questions. No legal jargon. We structure everything into a professional claim document.
03
We handle everything
Claimance sends your claim, follows up automatically if they go quiet, and escalates to regulators if needed — all without you lifting a finger.
04
You get what you deserve
Track exactly how much more you got than the first offer. Share your result. Tell your friends.
Emergency Response
Something just happened?
Press SOS.
The first few minutes after an incident are critical. Claimance's SOS guide tells you exactly what to photograph, what NOT to say to your insurer, and what your legal rights are — right now. No login needed.
🚨SOSWorks without login — open it in a crisis right now
Your Legal Rights
Your country gives you more power than you know.
Bad Faith Insurance Law
If your insurer unreasonably denies or delays your claim, you can sue for damages BEYOND your claim value.
State Department of Insurance
A formal complaint triggers a mandatory response within 15 days.
Appraisal Clause
Most US policies have an appraisal clause that forces an independent valuation.
For individuals
Your family deserves full protection.
Home, auto, travel, life — Claimance guides you through every claim in plain language and fights for every dollar you're owed.
Get started free →For businesses
Your business can't afford to be shortchanged.
From equipment damage to business interruption — we make sure your business gets every cent it's entitled to, without taking you away from running your company.
Explore business plans →Calculate your potential
How much could you recover?
How many insurance policies do you have? (3)
Had a claim in the last 3 years?
Approximate settlement received: $$15,000
You may have left
$12,600
on the table
Estimate based on typical underpayment patterns — not a promise of recovery
Get it back →Example outcomes we're built to support.
"Illustrative example: a kitchen flood offer of $9,000 that, with the right policy citations, could be pushed toward $41,200."
Anna K.
Houston, TX
"Illustrative example: a small-business owner who hadn't read their policy in years discovers coverage worth $78,000 after a break-in."
Marcus T.
Chicago, IL
"Illustrative example: Claimance drafts every letter and tracks every response, so you can spend your time on your life — not on hold."
Sarah M.
Austin, TX
Pricing
Transparent pricing. Cancel anytime.
Free
Start understanding your coverage
- Policy decoder (unlimited)
- SOS Emergency Guide
- 1 claim per year
- Basic claim document
- Automated follow-ups
- Appeals & negotiations
- Evidence Vault
Personal Pro
For individuals and families
- Everything in Free
- Unlimited claims
- Automated follow-ups
- Appeal letter generator
- Settlement analyzer
- Evidence Vault
- Annual insurance audit
- Ombudsman filing tool
- Whole household covered
No credit card required
Business
For businesses of all sizes
- Everything in Pro
- Team access (unlimited users)
- Coverage gap map
- Monthly PDF reports
- Business-specific templates
- Priority support
- Broker white-label available
Frequently asked
No. Claimance is an independent claims advocacy platform. We help you understand your policy and navigate the claims process. For legal advice, consult a licensed attorney.
Home, auto, travel, health, life, business property, business liability, and more. If you have a policy document, we can decode it.
Currently USA, UK, Australia, Sweden, Germany, and France — with more launching soon.
Claimance automatically escalates to the relevant regulator or ombudsman in your country after the legal response window passes.
Yes. No contracts, no cancellation fees. Cancel from Settings in one click.